A survey is a drawing prepared by a registered land surveyor, after a physical inspection, that depicts the property boundary lines, size and improvements, as well as set-back lines, easements and encroachments. Specialty surveys also exist which show topography and water flow, the elevation of any structures on a property in relation to the maximum 100-year flood zone, and the location of any septic and drain lines.

In preparing a survey, surveyors begin at a fixed point and trace the border of the property using a metes and bounds description. A metes and bounds description is comprised of numerical distances measured in degrees, minutes and seconds combined with a directional calls, such as Northeast or Southwest.

Surveys used to be a common lender requirement for closing. Nowadays, lenders rarely require a survey. Even though no longer required by lenders, obtaining a survey is still advisable. Purchasers need a survey to become aware of any encroachment or violation that currently exists on the property. Additionally, in order to make certain improvements to the property, such as a fence or swimming pool, a buyer will need to be aware of existing setback lines and easements.

Equity Title Company in Virginia Beach


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This handy calculator provides an estimate of what settlement charges one can expect during the process. It’s convenient to be able to have an understanding of what expenses are figured into the closing process, and this calculation will help!


Use this sheet to calculate an estimate of the charges that are likely to be incurred in the sale of a residential property. All figures are estimates and should not be construed as a commitment. Rates are subject to change.